Terms of Service
Last Updated: November 15, 2023
Please read these Terms of Service ("Terms," "Terms of Service") carefully before using the Madadi Xizani website and financial education platform (the "Service") operated by Madadi Xizani Financial Education Inc. ("us," "we," or "our").
Acceptance of Terms
By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service.
Description of Service
Madadi Xizani provides financial education services including but not limited to:
- Educational content on personal finance topics
- Budgeting tools and resources
- Financial planning worksheets and templates
- Interactive learning modules
- Coaching and support services
Our services are educational in nature and do not constitute financial advice, brokerage services, or investment recommendations.
User Accounts
When you create an account with us, you must provide accurate, complete, and current information. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account.
You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password. You agree not to disclose your password to any third party.
Subscription and Payments
Certain aspects of the Service are billed on a subscription basis ("Subscription(s)"). You will be billed in advance on a recurring and periodic basis ("Billing Cycle"). Billing cycles are set on a monthly basis.
At the end of each Billing Cycle, your Subscription will automatically renew under the exact same conditions unless you cancel it or Madadi Xizani cancels it.
A valid payment method, including credit card, is required to process the payment for your Subscription. You shall provide accurate and complete billing information.
Free Trial
Madadi Xizani may, at its sole discretion, offer a Subscription with a free trial for a limited period of time ("Free Trial").
You may be required to enter your billing information to sign up for the Free Trial. If you do not cancel your Subscription before the end of the Free Trial period, you will be automatically charged the applicable subscription fees.
Fee Changes
Madadi Xizani, in its sole discretion and at any time, may modify the Subscription fees. Any Subscription fee change will become effective at the end of the then-current Billing Cycle.
We will provide you with reasonable prior notice of any change in Subscription fees to give you an opportunity to terminate your Subscription before such change becomes effective.
Refunds
Certain refund requests for Subscriptions may be considered by Madadi Xizani on a case-by-case basis and granted at our sole discretion.
Intellectual Property
The Service and its original content, features, and functionality are and will remain the exclusive property of Madadi Xizani and its licensors. The Service is protected by copyright, trademark, and other laws of both Canada and foreign countries.
Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Madadi Xizani.
User Content
Our Service allows you to post, link, store, share and otherwise make available certain information, text, graphics, videos, or other material ("Content"). You are responsible for the Content that you post on or through the Service.
By posting Content on or through the Service, you grant us the right to use, modify, publicly perform, publicly display, reproduce, and distribute such Content on and through the Service.
Prohibited Uses
You may use the Service only for lawful purposes and in accordance with these Terms. You agree not to use the Service:
- In any way that violates any applicable federal, provincial, or international law or regulation
- To transmit, or procure the sending of, any advertising or promotional material without our prior written consent
- To impersonate or attempt to impersonate the company, a company employee, another user, or any other person or entity
- To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Service
- To attempt to gain unauthorized access to any portion of the Service or any other systems or networks connected to the Service
Disclaimer of Financial Advice
The information provided on the Service is for educational and informational purposes only and does not constitute financial advice. We are not financial advisors, brokers, or tax consultants.
You should consult with a qualified financial professional before making any financial decisions or implementing any financial strategy.
Limitation of Liability
In no event shall Madadi Xizani, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.
Termination
We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service.
Governing Law
These Terms shall be governed and construed in accordance with the laws of Ontario, Canada, without regard to its conflict of law provisions.
Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.
Contact Us
If you have any questions about these Terms, please contact us at:
Madadi Xizani Financial Education Inc.
123 Financial Rd, Toronto, ON M5J 2T3, Canada
Email: legal@madadi-xizani.sbs
Phone: +1 4379758659